Презентация: "План на будущее" (Plan for your Future)

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Make a plan Identifying the right goals. Implementing the action steps. If you make a plan, you’ll be more motivated to build your savings and start investing.

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Share your goals When you share your goals, you benefit from an instant support network of people who have a vested interest in your savings success. This also leads to conversation around your investing goals so that you can access the insight and knowledge you need to achieve them.

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Set resolutions Avoid making resolutions such as, “I will start saving and investing 50 percent of my income each week,” or “I won’t go to Starbucks anymore,”. These resolutions are so rigid that if you deviate at all from these absolutes, you may feel like a failure.

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Take small steps forward While accomplishing your biggest goals may seem daunting. As you become more comfortable with saving and investing more, it becomes easier to add new goals to your plan. It will also be easier to sustain the growth you’ve accomplished.

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Be patient Savings and investment goals provide a sense of purpose and direction. Rather than give up when your goals feel elusive, use the opportunity to modify your plan by selecting an alternative activity.

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Think realistically Suppose you want to save more money for retirement. If you find that curtailing your travel and entertainment so drastically makes you feel deprived and miserable, you probably won’t stick to your resolution, and you’ll end up no better off than you are now.

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Don’t be afraid to take a few risks This includes investing your retirement accounts in equities, both domestic and international, for long-term growth. It may include taking some career risks, such as reaching outside your comfort zone in terms of opportunities you pursue in order to move up in rank and compensation. Remember, you have time on your side: time to recover and learn from your in the savings, so that your next professional and investment moves become smarter and more strategic.